Home Mortgage Purchase Loan
RG BANK has experienced loan officers to help you through each step in the home mortgage purchase loan process.
Home Mortgage Purchase Loans are offered for:
Primary Home | Secondary Home | Investment properties
RG BANK loans offer:
- Competitive rates
- Fixed rates with various terms
- Variable rates with various terms
- Low Down payment options
- We may be able to finance up to 95% loan to value
- Experienced bankers to assist you through the home purchase process from application to loan closing.
- Local decision making on your loan
Click here to go to application(s) and forms
Home Mortgage Refinance Loan
RG BANK has experienced loan officers to help you through each step in the home mortgage refinance loan process.
Home Mortgage Refinance Loans are offered for:
Primary Home | Secondary Home | Investment properties
RG BANK loans offer:
- Competitive rates
- Fixed rates with various terms
- Variable rates with various terms
- High loan to value refinance options
- We may be able to finance up to 95% loan to value
- Experienced bankers to assist you through the home purchase process from application to loan closing.
- Local decision making on your loan
Click here to go to application(s) and forms
Home Improvement Loans
Small project or big addition, RG BANK can find the right solution to help finance your home improvement loan.
Home Mortgage Improvement Loans are offered for:
Primary Home | Secondary Home | Investment properties
RG BANK loans offer:
- Competitive rates
- Fixed rates with various terms
- Variable rates with various terms
- Experienced bankers to assist you through the home purchase process from application to loan closing.
- Local decision making on your loan
Click here to go to application(s) and forms
Home Construction Loans
Construction loans have a few more components than other home loans, but RG BANK has the experience to help make a construction and or home improvement loan process smooth and headache free. Plus, RG BANK can offer a one time closing, which allows you to move right from your construction loan into your permanent financing with no additional fees and no additional hassles.
Construction Loans are offered for:
Primary Home | Secondary Home | Investment properties
RG BANK loans offer:
- Competitive rates
- Fixed rates with various terms
- Variable rates with various terms
- One time closing, which allow you to move right from your construction loan into your permanent financing with no additional fees and no additional hassles.
- Experienced bankers to assist you through the home purchase process from application to loan closing.
- Local decision making on your loan
Click here to go to application(s) and forms
Home Mortgage Application(s) and Forms
To help assist you through the home loan application process, below you will find links to various forms that may be necessary, depending on your unique situation.
Click to download our Mortgage Loan Application Cover Letter, which provides you with instructions for completing the necessary forms.
Click to download RG Bank’s Uniform Resident Loan Application (URLA).
Each borrower must complete a URLA, so if you are applying for a loan with others, please click to download the URLA – Additional Borrower form. This additional form is needed for any additional borrowers. If you are applying for a loan individually, you do not need to complete this URLA – Additional Borrower form.
Should you run out of room while completing the Uniform Residential Loan Application, click to download a Continuation Sheet which will provide additional space for you or an additional borrower on your application. If your application is complete without needing any extra pages, you do not need to complete this URLA – Continuation Sheet form.
Residential Lot Purchase Loan
RG Bank has experienced loan officers to help you through each step in the residential lot purchase loan process.
Residential Lot Purchase Loans are offered for:
Primary Home Lots / Secondary Home Lots / Investment Properties
RG Bank loans offer:
- Competitive fixed rates with various terms.
- Financing up to 75% loan to value.
- Experienced bankers to assist you through the residential lot purchase process from application to loan closing.
- Local decision making on your loan.
Click here for the lot loan application
