Commercial Real Estate Loans

Exploring real estate for your business? RG BANK provides competitive rates for owner-occupied or properties you want to lease. We like to present you options for your financing so you can choose the fit for your business’s needs. We can work with you on a purchase or a refinance.

  • Competitive rate
  • For owner-occupied or leased properties
  • Customized to your business’ needs
  • Wide range of financing options
  • Local decision-making
  • Personal service from experienced lenders

 

Please click here to begin your application.

 


 

Operating Lines of Credit

RG BANK understands that sometimes the timing of the cash flowing coming in does not meet the timing of cash flow going out. Let’s visit about an Operating Line of Credit to help your business. These loans can be used to help cover a short-term cash flow crunch or they can be an ongoing loan to help you through your cash flow cycles.

  • Competitive rate
  • Local decision-making
  • Personal service from experienced lenders

 

Please click here to begin your application.

 


 

Equipment Loans

Whether you are starting a business or growing your business, dependable equipment can be essential for your operation. RG BANK finances equipment and we can help you with a purchase or a refinance.

  • Competitive rate
  • Customized to your business’ needs
  • Wide range of financing options
  • Local decision-making
  • Personal service from experienced lenders

 

Please click here to begin your application.

 


 

Letters of Credit

RG BANK can provide letters of credit to provide guarantees on payments of large purchases to third parties. Letters of Credit can replace the need for costly performance bonds and can also be used to guarantee a service.

  • Local decision-making
  • Personal service from experienced lenders

 

Please click here to begin your application.

 


 

Business Loan Application Package

An application must be completed as part of every loan package. The application lists the information you need to gather and submit to make your application complete.

You can complete the application on your computer by clicking here:

Business Loan Application

As part of your application package, you will need to submit a business balance sheet and a personal balance sheet. These forms are provided for your convenience, but you can use your own forms for the application.

Balance Sheet – Business

Personal Balance Sheet – Personal

Your specific loan request may require additional information.

Remember, we are here to help. If you have any questions, please call one of our commercial loan officers.

 

 

AGRICULTURE LOANS

Every farm and ranch has its own unique set of challenges, needs and goals. RG BANK’s agriculture lenders want to get to know you first. Then we set about learning your farm and ranch’s challenges. Our lenders can then use their experience to help put together a finance package that helps meet your needs and achieve your goals.

Your Future Begins Today with RG BANK!